A $25 deposit opens the door to
your Credit Union membership. All savings
accounts will receive quarterly statements
(monthly statements with a Checking account).
Dividends on all accounts are compounded and
paid monthly on an average daily balance. Payday
or Automatic Transfer services are available.
Your savings are federally insured to $100,000
by the National Credit Union Administration, a
U.S. Government Agency.
Take a look at our
Savings Rates on-line or call us at (406)
248-1127. To calculate your return on
investments, try our
Savings
and Loan Calculator
A Share Savings account at your Credit Union
opens the door to your membership.
- $25 Minimum*
- Dividends Compound Monthly
*Fees may apply to single service accounts under
$300.
Get your savings plan off the sofa and into
action! These accounts are designed to reward
regular, automatic deposits to savings accounts
with an attractive, balance-building dividend
rate.*
- $20 minimum monthly automatic deposit
required.
- For the first two years, a $25 access
fee is accessed for all withdrawals.
- Minimum to open $5, maximum opening
deposit is $500.
- Account types for Regular Savings,
Education Savings, or Roth and Traditional
IRA accounts
Additional restrictions may apply. See a
Financial Service Representative for complete
details.
The Priority Account pays you higher dividends
than a regular share account, at the same time
leaving you access to your money. Add to it at
any time, and withdraw without penalty.
- $2500 Minimum Balance to earn dividends
- $500 Minimum Withdrawal
- Dividends Compound Monthly
This is a great place to keep funds that you may
need to access or to add to while you build
balances to roll into certificates at a later
date.
Make saving easy - set up an
automatic transfer to a Priority Account.
Current rates
Guarantee your dividends and interest rate by
investing in insured Share Certificates.
- Flexible terms with maturities starting
at just 3 months
- Minimum deposit varies
- Step-Up Certificates - Add new money to
the current balance of an existing
certificate and you may be eligible for an
increase in the rate for the remaining term.
Ask a Financial Service Representative for
details.
- Penalty for early withdrawal
Certificate Rates
Make TODAY the day you start saving for
tomorrow, with a Credit Union IRA.
- No Annual Fee or Maintenance Fee
- Dividends Compound Monthly
- Automatic Transfer Contributions Can Be
Set Up
- Choose Your Investment Type:
- IRA Share Accounts - a great place to start
your retirement savings. Start with $50 and add
to it as you go.
- IRA Share Certificates of Deposit - earn
higher dividends at a fixed rate and term.
- Market Index Certificates -
earnings are determined base upon a
percentage of the Dow Jones Industrial
Average over a specified term, with no risk of
losing principle.
Save for next year's Christmas season, or your
next vacation and earn interest on your
deposits!
A fun club designed to teach children good
savings habits. See Cubby
Times for the latest happenings for Cubby
members.
- For children ages 0-11
- Minimum deposit of $5.00 to open
- Deposit incentives - Club members are
rewarded with "Cubby Bucks" for each
deposit. These can be redeemed for a variety
of items kids love: Backpacks, caps,
calculators, and more.
- Quarterly newsletter
- Dividends are paid when the account
balance reaches $25 or more.
Cubby and FYI Share Certificates
- $100 Minimum deposit
- Choose six month or twelve month
maturity
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