Save up to $1,413

with a Billings FCU home equity line of credit.

Billings FCU: 5.50% APR*
Montana Average: 7.23% APR*

*APR=Annual Percentage Rate. Analysis by Rate.net as of 5/20/2026

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Now Serving

43 Counties across Montana and three Counties in Northern Wyoming

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*Available during normal business hours.

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Open an Account Apply for a Loan Apply for a Home Loan Find a Location

Open an Account Apply for a Loan Apply for a Home Loan Find a Location

NEW – Student Loan Market Place

NEW – Student Loan Market Place

Find the best student loan in a matter of minutes, not months.

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Secure Checking

Simply the safest and smartest way to bank.

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Switching to BFCU

Switching your checking account to us is easy. Why wait?

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Surcharge Free ATMS

Enjoy access to thousands of surcharge-free ATMs.

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Latest News

Check Yourself: How to Detect Fraud Early

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Check Yourself: How to Detect Fraud Early

Check fraud can happen quickly. Catching it early can make a big difference. A delayed…

Types of Check Fraud

August 11, 2026

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Check fraud doesn’t always look the same. Sometimes it starts with stolen mail. Other times…

Financing Summer Home Projects: HELOC, Loan, or Savings?

August 3, 2026

Financing Summer Home Projects: HELOC, Loan, or Savings?

A fresh coat of paint can turn into a kitchen remodel surprisingly fast. Whether you’re…