Earn Double Points!

Take advantage of this special offer and earn twice the points Nov 1 – Dec 31 every time you use your Billings Federal Credit Union Visa® Check Card or Visa® Credit Card!

Unlock Your Home’s Potential

Save up to $1,344 with a Home Equity Line of Credit.

Rates as low as 5.50% APR* compared to the Montana average of 7.14% APR*.

*APR=Annual Percentage Rate. Analysis by Rate.net as of 9/27/2026

Now Serving

43 Counties Across Montana and three Counties in Northern Wyoming.

Let’s Chat!

Connect with a Billings FCU representative for answers about accounts, loans, online banking, and more during normal business hours.

Open an Account

Join us and enjoy checking, savings, and banking solutions built around your life.

Apply for a Loan

Finance your next vehicle, consolidate debt, or cover life expenses with competitive rates.

Get a Home Loan

Buying your first home, upgrade, or refinancing? Our mortgage team is ready to help.

Find a Location

Stop by one of our convenient branches or ATMs for friendly, local service you can count on.

Rates That Work for You.

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HELOC

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Auto

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Personal

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Recreation

Banking Solutions

More Ways to Bank with BFCU

New

Student Loan Marketplace

Find private student loan options and refinancing solutions that fit your education goals and budget.

Explore Options

Secure Checking

Enjoy everyday checking with valuable benefits and added protection that help keep your finances secure.

View Benefits

Surcharge-Free ATMs

Access cash at thousands of free ATMs across the country, giving you more freedom wherever you go.

Find an ATM

Plan with Confidence

How much home can I afford? Should I rent or buy? What should I save for college? How can I save a million dollars? How long will my retirement savings last?

Ready to Make the Switch?

Switching to Billings FCU is easier than you think. We’ll help you move your accounts and automatic payments with confidence.

What’s New at BFCU

Holiday Hours
Announcements

Holiday Hours

  • Nov 1, 2026
Family Caregiving During the Holidays: How to Protect Your Finances
Education

Family Caregiving During the Holidays: How to Protect Your Finances

  • Nov 1, 2026
United Way Fundraiser
Community

United Way Fundraiser

  • Oct 8, 2026

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