Save up to $1,413

with a Billings FCU home equity line of credit.

Billings FCU: 5.50% APR*
Montana Average: 7.23% APR*

*APR=Annual Percentage Rate. Analysis by Rate.net as of 5/20/2026

Learn More

Now Serving

43 Counties across Montana and three Counties in Northern Wyoming

Join Us

Let’s Chat!

*Available during normal business hours.

Learn More

Open an Account Apply for a Loan Apply for a Home Loan Find a Location

Open an Account Apply for a Loan Apply for a Home Loan Find a Location

NEW – Student Loan Market Place

NEW – Student Loan Market Place

Find the best student loan in a matter of minutes, not months.

Details

Secure Checking

Simply the safest and smartest way to bank.

Details

Switching to BFCU

Switching your checking account to us is easy. Why wait?

Details

Surcharge Free ATMS

Enjoy access to thousands of surcharge-free ATMs.

Details

Latest News

What to Do if You’re a Victim of Check Fraud

August 24, 2026

What to Do if You’re a Victim of Check Fraud

If you think you’ve been a victim of check fraud, acting quickly matters. The sooner…

Check Yourself: How to Detect Fraud Early

August 11, 2026

Check Yourself: How to Detect Fraud Early

Check fraud can happen quickly. Catching it early can make a big difference. A delayed…

Types of Check Fraud

August 11, 2026

Types of Check Fraud

Check fraud doesn’t always look the same. Sometimes it starts with stolen mail. Other times…