Home Loans

With a real estate loan from Billings Federal Credit Union, you get the personal professional service you know is part of our tradition. We offer fixed or variable rates with flexible repayment terms. Contact us today and see how easy and comfortable the process can be when you borrow with us.

  • Home purchase or refinance
  • Construction loans
  • Second homes
  • Land loans
  • Investment property

Meet our Home Loan Consultants

Sam Van Dyke


About Sam

After graduating from Montana State University in 2002, Sam moved directly into the financial services industry. He’s officially been in the mortgage space since 2006 and started with Billings Federal Credit Union in September 2009. Sam genuinely enjoys guiding, helping, and assisting members of all circumstances in completing one of the largest transactions of their lives. When asked about one of the things he appreciates most about his role, he says helping first time home buyers through the home buying process. When not at work, he enjoys hanging out with his family. Spare time is spent camping, fishing, riding dirt bikes, and working in his yard. Odds are if you were to see Sam outside of work, it would be outdoors.

Cara Blaylock


About Cara

Cara joined Billings Federal Credit Union in 2012 and has worked as a Home Loan Consultant since 2022. In this capacity, her primary focus is to help people realize their dream of homeownership. Cara states that one of the best parts about her job is the ongoing relationships built along the way. When not at work, Cara enjoys hunting, hiking, fishing, and taking full advantage of all this beautiful state has to offer. She often hears that saying – “You are your father’s daughter.” To Cara, this is a tremendous compliment, because her dad is one of the best people she knows and a huge role model in her life – caring, loyal, and hardworking!

Apply for a Loan Today!
View our Loan Rates
View our Financial Calculators

Mobile Home Loans

New or used Mobile Homes can be financed with flexible terms.

  • To apply for a mobile home loan, please contact us at 1.800.331.5470, email us at [email protected], or visit us at one of our convenient locations.

MEMBERS® Auto and Homeowners Program

You trust Billings Federal Credit Union to provide you and your family with quality products and services to meet your financial needs. We’ve joined with a dedicated team of insurance professionals to bring you the MEMBERS® Auto and Homeowners Insurance Program.*

  • The MEMBERS Auto & Homeowners Insurance Program is the property and casualty coverage solution preferred by credit unions and their members.
  • Access convenient e-service, pay your bill or make changes to your policy, even report a claim.
  • Receive fast, easy access to claims service 24 hours a day.
  • Obtain a free, no obligation quote.

*The MEMBERS Auto & Homeowners Insurance Program is made available by CUNA Mutual Insurance Agency, Inc. and underwritten by leading insurance companies. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state regulations allow. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.

All loans subject to approval.