WINcentive™ Savings is a new prize-linked savings account at Billings Federal Credit Union. WINcentive Savings offers prize drawing entries in return for each time you increase your savings balance by $25 (up to 4 entries per month)*. Prize drawings occur monthly, quarterly and annually – so the more you save, the more chances you have to win! You could even end up winning the grand prize of $5,000!

Is saving money a challenge? If you are struggling to save, consider the WINcentive Savings account. You can improve your money habits in a whole new way that actually makes saving FUN. You’ll feel rewarded by watching your savings grow, and experience the excitement of the prize drawings! And unlike playing the lottery, you don’t lose anything with WINcentive Savings. All of the money you deposit into the account is yours!

BFCU Local Drawings

  • One monthly drawing of $100 – (12 x $100)
  • One quarterly drawing of $250 – (4 x $250)
  • One annual grand prize drawing of $1,000 – (1 x $1,000)

Montana Statewide Drawings

  • Four monthly drawings of $100 each – (4 x 12 x $100)
  • One quarterly drawing of $1,000 each – (4 x $1,000)
  • One annual grand prize drawing of $5,000 – (1 x $5,000)


Open your WINcentive Savings account today!

*See Billings Federal Credit Union for complete terms, conditions, and official rules. Federally insured by NCUA.

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