Loan Rates

Thank you for choosing Billings Federal Credit Union for your financial needs. You are minutes away from opening your account!

IMPORTANT NOTICE

  • If you are a NEW MEMBER at the Credit Union and would like to apply for membership and accounts, click here to get started.
    • Already Applied? Click here to check revisit your application.
  • If you are an EXISTING MEMBER at the Credit Union and would like to add additional accounts to your membership, login to Online Banking and select the Open Account tab.

Rates in effect as of November 15, 2017.

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View our Financial Calculators

Want a lower rate? We offer discounts on most fixed rate loans for each of the following services – Secure Checking account, Autopay and Direct Deposit – maximum rate reduction of 1.00%.**

Type Adjustable* Fixed*
Autos – New or Used Adjustable rate currently unavailable As low as 3.49% APR*
Personal Adjustable rate currently unavailable As low as 6.74% APR*
Personal – Share Secured NA 4.00% APR*
Personal – Share Certificate Secured 2.00% above Share Certificate rate rounded
up to the nearest whole percentage
NA
Home Equity Line of Credit As low as 4.00% APR* As low as 3.99% APR*
 
Visa Credit Card 13.00% APR* NA
Overdraft Protection 9.25% APR* NA
 
RV – New or Used Adjustable rate currently unavailable                                                      As low as 4.49% APR*
Home, Mobile, Boats, Pickup-Campers, Travel Trailers, ATV’s, Snowmobile Loans, etc. Contact Us Contact Us
 
Other Loans Contact Us Contact Us

*Adjustable rate in effect on 11/15/2017. Rates subject to credit approval. Variable rate loans APR may vary after the account is opened. Maximum APR is 18%. APR represents Annual Percentage Rate. $250.00 HELOC preparation fee. $25.00 Share Savings deposit required.
**Certain fixed rate loans are not eligible for rate reduction – contact us to learn more.