Rates in effect as of January 9, 2020 and are subject to change.
Want a lower rate? We offer discounts on most fixed rate loans for each of the following services – Secure Checking account, Autopay and Direct Deposit – maximum rate reduction of 1.00%.**
|Autos – New or Used||Adjustable rate currently unavailable||As low as 2.49% APR*|
|Home Equity Line of Credit||As low as 4.00% APR*||As low as 3.99% APR*|
|Home, Mobile, Boats, Pickup-Campers, Travel Trailers, ATV’s, Snowmobile Loans, etc.||Contact Us||Contact Us|
|Other Loans||Contact Us||Contact Us|
|Overdraft Protection||10.50% APR*||NA|
|Personal – Share Certificate Secured||2.00% above Share Certificate rate rounded up to the nearest whole percentage||NA|
|Personal – Share Secured||NA||4.00% APR*|
|Personal||Adjustable rate currently unavailable||As low as 7.24% APR*|
|RV – New or Used||Adjustable rate currently unavailable||As low as 3.99% APR*|
|Visa Credit Card||13.00% APR*||NA|
|QCash||Adjustable rate currently unavailable||28.00% APR*|
*Adjustable rate in effect on 1/09/2020. Rates subject to credit approval. Variable rate loans APR may vary after the account is opened. Maximum APR is 18%. APR represents Annual Percentage Rate. $399.00 HELOC preparation fee. $25.00 Share Savings deposit required.
**Certain fixed rate loans are not eligible for rate reduction – contact us to learn more.