Rates in effect as of December 15, 2023 and are subject to change.

Want a lower rate? We offer discounts on most fixed rate loans for each of the following services – Secure Checking account, Autopay and Direct Deposit – maximum rate reduction of 1.00%.** Posted rates reflect discounts.

View our Financial Calculators

TypeAdjustable*Fixed*
Home LoansContact Us Contact Us
Home Equity Line of CreditAs low as 6.75% APR*As low as 8.25% APR*
Autos & Motorcycles - New or UsedAdjustable rate currently unavailableAs low as 5.24% APR*
PersonalAdjustable rate currently unavailableAs low as 7.99% APR*
Personal – Share SecuredNA4.00% APR*
Personal – Share Certificate Secured2.00% above Share Certificate rate rounded up to the nearest whole percentageNA
Motor Homes, Travel Trailers and 5th Wheels - New or UsedAdjustable rate currently unavailableAs low as 6.24% APR*
Boats & Pickup Campers - New or UsedAdjustable rate currently unavailableAs low as 6.24% APR*
Snowmobiles & ATVs - New or UsedAdjustable rate currently unavailableAs low as 6.24% APR*
Overdraft Protection14.25% APR*NA
Visa Credit Card13.00% APR*NA
QCashAdjustable rate currently unavailable
28.00% APR*
Other LoansContact Us Contact Us

*Adjustable rates in effect as of May 1, 2023 and are subject to change. Rates subject to credit approval. Variable rate loans APR may vary after the account is opened. Maximum APR for consumer loans is 18%. Maximum QCash APR is 28%. APR represents Annual Percentage Rate. $399.00 HELOC preparation fee. $25.00 Share Savings deposit required.

**Certain fixed rate loans are not eligible for rate reduction – contact us to learn more.