Rates in effect as of November 14, 2022 and are subject to change.

Want a lower rate? We offer discounts on most fixed rate loans for each of the following services – Secure Checking account, Autopay and Direct Deposit – maximum rate reduction of 1.00%.** Posted rates reflect discounts.

View our Financial Calculators

TypeAdjustable*Fixed*
Home LoansContact Us Contact Us
Home Equity Line of CreditAs low as 4.50% APR*As low as 6.24% APR*
Autos & Motorcycles - New or UsedAdjustable rate currently unavailableAs low as 4.24% APR*
PersonalAdjustable rate currently unavailableAs low as 7.99% APR*
Personal – Share SecuredNA4.00% APR*
Personal – Share Certificate Secured2.00% above Share Certificate rate rounded up to the nearest whole percentageNA
Motor Homes, Travel Trailers and 5th Wheels - New or UsedAdjustable rate currently unavailableAs low as 6.24% APR*
Boats & Pickup Campers - New or UsedAdjustable rate currently unavailableAs low as 6.24% APR*
Snowmobiles & ATVs - New or UsedAdjustable rate currently unavailableAs low as 6.24% APR*
Overdraft Protection11.25% APR*NA
Visa Credit Card13.00% APR*NA
QCashAdjustable rate currently unavailable
28.00% APR*
Other LoansContact Us Contact Us

*Adjustable rate in effect on 11/01/2022. Rates subject to credit approval. Variable rate loans APR may vary after the account is opened. Maximum APR for consumer loans is 18%. Maximum QCash APR is 28%. APR represents Annual Percentage Rate. $399.00 HELOC preparation fee. $25.00 Share Savings deposit required.

**Certain fixed rate loans are not eligible for rate reduction – contact us to learn more.