Rates in effect as of August 1, 2022 and are subject to change.
Want a lower rate? We offer discounts on most fixed rate loans for each of the following services – Secure Checking account, Autopay and Direct Deposit – maximum rate reduction of 1.00%.** Posted rates reflect discounts.
|Home Loans||Contact Us||Contact Us|
|Home Equity Line of Credit||As low as 4.00% APR*||As low as 3.99% APR*|
|Autos & Motorcycles - New or Used||Adjustable rate currently unavailable||As low as 2.49% APR*|
|Personal||Adjustable rate currently unavailable||As low as 7.24% APR*|
|Personal – Share Secured||NA||4.00% APR*|
|Personal – Share Certificate Secured||2.00% above Share Certificate rate rounded up to the nearest whole percentage||NA|
|Motor Homes, Travel Trailers and 5th Wheels - New or Used||Adjustable rate currently unavailable||As low as 4.99% APR*|
|Boats & Pickup Campers - New or Used||Adjustable rate currently unavailable||As low as 4.99% APR*|
|Snowmobiles & ATVs - New or Used||Adjustable rate currently unavailable||As low as 4.99% APR*|
|Overdraft Protection||10.50% APR*||NA|
|Visa Credit Card||13.00% APR*||NA|
|QCash||Adjustable rate currently unavailable ||28.00% APR*|
|Other Loans||Contact Us||Contact Us|
*Adjustable rate in effect on 4/01/2020. Rates subject to credit approval. Variable rate loans APR may vary after the account is opened. Maximum APR for consumer loans is 18%. Maximum QCash APR is 28%. APR represents Annual Percentage Rate. $399.00 HELOC preparation fee. $25.00 Share Savings deposit required.
**Certain fixed rate loans are not eligible for rate reduction – contact us to learn more.