Home Equity Line of Credit

Billings Federal Credit Union offers generous amounts up to 100% of the equity you have in your home. Our rates our competitive and the fees are nominal. We offer fixed and adjustable rate HELOCS.

Bring you plans to life when you finance with us. Use the equity in your home for:

  • Debt consolidation – You may be able to keep more money in your pocket every month. Let’s walk through the possibilities together.
  • Home remodel or repairs
  • New vehicle or RV
  • Vacations
  • You name it! (Anything legal, of course!)

Apply for a Loan Today!
View our Loan Rates
View our Financial Calculators

MEMBERS® Auto and Homeowners Program

You trust Billings Federal Credit Union to provide you and your family with quality products and services to meet your financial needs. We’ve joined with a dedicated team of insurance professionals to bring you the MEMBERS® Auto and Homeowners Insurance Program.*

  • The MEMBERS Auto & Homeowners Insurance Program is the property and casualty coverage solution preferred by credit unions and their members.
  • Access convenient e-service, pay your bill or make changes to your policy, even report a claim.
  • Receive fast, easy access to claims service 24 hours a day.
  • Obtain a free, no obligation quote. 

*The MEMBERS Auto & Homeowners Insurance Program is made available by CUNA Mutual Insurance Agency, Inc. and underwritten by leading insurance companies. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state regulations allow. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union. All loans subject to approval.The credit union’s credit decision will not be affected by whether or not the member elects to purchase protection services. $25.00 Share Savings deposit required. APR represents Annual Percentage Rate. For a $20,000.00 loan for a term of 84 months with a 2.49% APR, the monthly payment will be $259.69.

All loans subject to approval. Certain conditions apply.

Debt Protection Coverage

Low cost, quality protection for an unexpected life-event.