Billings Federal Credit Union offers generous amounts up to 100% of the equity you have in your home. Our rates are competitive and the fees are nominal. We offer fixed and adjustable rate HELOCS.

Bring your plans to life when you finance with us. Use the equity in your home for:

Debt Consolidation

Home remodel or repairs

New vehicle or RV

Vacations

You name it! (Anything legal, of course!)

See How Much You Could Save

Plan with Confidence

How much can I afford to borrow? What is my loan rate? How long will it take to pay off my loan? How much will my loan payments be?

TruStage Auto and Homeowners Insurance Program

You trust Billings Federal Credit Union to provide you and your family with quality products and services to meet your financial needs. We’ve joined with a dedicated team of insurance professionals to bring you the TruStage Auto and Homeowners Insurance Program.*

  • The TruStage Auto and Homeowners Insurance Program is the property and casualty coverage solution preferred by credit unions and their members.
  • Access convenient e-service, pay your bill or make changes to your policy, even report a claim.
  • Receive fast, easy access to claims service 24 hours a day.
  • Obtain a free, no obligation quote.

*The TruStage Auto & Homeowners Insurance Program is made available by CUNA Mutual Insurance Agency, Inc. and underwritten by leading insurance companies. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state regulations allow. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union. All loans subject to approval. The credit union’s credit decision will not be affected by whether or not the member elects to purchase protection services. $25.00 Share Savings deposit required. APR represents Annual Percentage Rate. For a $20,000.00 loan for a term of 84 months with a 2.49% APR, the monthly payment will be $259.69.

All loans subject to approval. Certain conditions apply.

Protection for the Unexpected.

Life doesn’t always go according to plan. Optional Debt Protection coverage may help provide peace of mind during unexpected life events.