Savings Rates

Thank you for choosing Billings Federal Credit Union for your financial needs. You are minutes away from opening your account!

IMPORTANT NOTICE

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  • If you are an EXISTING MEMBER at the Credit Union and would like to add additional accounts to your membership, login to Online Banking and select the Open Account tab.

Rates effective as of November 15, 2017 and are subject to change.

View our Financial Calculators

Want a better rate? Our Secure Checking account holders receive a .10% rate premium on share certificates – (terms of one year or more.)

Type Minimum Deposit APY
Priority Money Market Account
Under $2500 0.00%**
$2500-$9,999 0.05%**
$10,000-$24,999 0.05%**
$25,000-$49,999 0.05%**
$50,000-$99,999 0.10%**
$100,000  + 0.10%**
Premium Money Market Account
Under $25,000 0.00%**
$25,000-$49,999 0.15%**
$50,000-$99,999 0.20%**
$100,000-$249,999 0.25%**
$250,000 + 0.40%**
Share Certificates – Regular
3 Months $2500 0.05%*
$10,000 0.05%*
$25,000 0.20%*
$50,000 0.20%*
6 Months $2500 0.10%*
$10,000 0.10%*
$25,000 0.30%*
$50,000 0.40%*
12 Months $500 0.05%*
$2500 0.10%*
$10,000 0.20%*
$25,000 0.40%*
$50,000 0.50%*
18 Months $500 0.15%*
$2500 0.20%*
$10,000 0.40%*
$25,000 0.60%*
$50,000 0.70%*
24 Months $500 0.20%*
$2500 0.25%*
$10,000 0.45%*
$25,000 0.70%*
$50,000 0.80%*
30 Months $500 0.35%*
$2500 0.45%*
$10,000 0.70%*
$25,000 0.90%*
$50,000 1.00%*
60 Months $500 0.95%*
$2500 0.95%*
$10,000 1.30%*
$25,000 1.35%*
$50,000 1.45%*
Share Certificates – Cubby or Student Members
6 Months $100 0.45%*
12 Months $100 0.70%*
Share Certificates – All Individual Retirement Accounts – (IRAs)
6 Months $500 0.15%*
$2500 0.25%*
$10,000 0.35%*
$25,000 0.55%*
$50,000 0.65%*
12 Months $500 0.20%*
$2500 0.35%*
$10,000 0.55%*
$25,000 0.65%*
$50,000 0.75%*
18 Months $500 0.30%*
$2500 0.45%*
$10,000 0.65%*
$25,000 0.85%*
$50,000 0.95%*
24 Months $500 0.45%*
$2500 0.50%*
$10,000 0.70%*
$25,000 0.95%*
$50,000 1.05%*
30 Months $500 0.60%*
$2500 0.70%*
$10,000 0.95%*
$25,000 1.15%*
$50,000 1.25%*
60 Months $500 1.20%*
$2500 1.20%*
$10,000 1.55%*
$25,000 1.60%*
$50,000 1.70%*
Share Savings
$0-$24 0.00%**
$25-100 0.05%**
$101-$1000 0.05%**
$1001and above 0.05%**
All IRA Shares
$0-4999 0.15%*
$5000-$25,000 0.15%*
Above $25,000 0.30%*
Active Saver Suite – (some restrictions apply)
$5 minimum 2.00%**
Checking
Secure Checking $.01 and above 0.20%**

*Certificate dividends are compounded monthly. A penalty will be imposed for early withdrawal. Rates subject to change. APY represents Annual Percentage Yield. APY is accurate as of the last dividend declaration date. $25.00 Share Savings deposit required. Fees or other conditions may reduce earnings on account.

**Non-Certificate dividends accrue daily and are paid monthly. The rate may change after the account is opened. APY represents Annual Percentage Yield. APY is accurate as of the last dividend declaration date. $25.00 Share Savings deposit required. Fees or other conditions may reduce earnings on the account.