Surcharge-Free CO-OP ATM Locations

      Billings Federal Credit Union is proud to be part of the CO-OP Network. As a CO-OP Network Member, you get access to more surcharge-free ATMs than even the largest bank.

      In addition to the local surcharge-free ATM locations listed above, you have access to literally thousands of other surcharge-free ATM locations nationwide.

      Find your nearest surcharge-free CO-OP Network ATM, no matter where you are.

      • Online: Online ATM locator guide
      • Toll-Free: 888.748.3266
      • Mobile Phone: Text your location to 91989 – (standard data/SMS fees from mobile carrier may apply)
      • App: Download the CO-OP ATM Locator mobile app for free

      Shared Branching

      We’re always finding ways to make your experience more convenient. Shared branching is one of those ways. We are part of a national network of cooperative credit unions, providing our members with easy access to their accounts at thousands of locations.

      At shared branch locations around the country and world, you can enjoy a host of services, just like you would at your home credit union. Here are just a few – deposits, cashing checks, withdrawals, transfer between accounts, loan payments and more!

      To find a nearby shared branch location:

      1. Visit
      2. Download the Find Branch mobile app for free
      3. Call 888.748.3266
      4. Ask a teller
      5. Look for the CO-OP shared branch logo

      Accessing accounts at shared branching location – (all transactions start with a member verify.)

      Access Via Teller – please bring:

      1. Your home credit union’s name
      2. Your account number
      3. A valid, government-issued photo identification (state driver’s license or U.S. passport)