Secure Checking*1 offers unrivaled security and smart savings. With Secure Checking, it’s easier to protect your finances, save money on everyday purchases and enjoy your life. That’s something you can bank on. And, you can simplify your life with direct deposit of your paycheck and automatic transfers to make loan payments.
Registration and Activation of Secure Checking benefits is simple:
- Go to www.SecureChecking.com and follow the simple step-by-step instructions to register and activate benefits, or
- Call 1-866-210-0361.
You will need your Access Code in order to register and activate benefits with Secure Checking. Call 1-866-210-0361 for questions related to any of the benefits or for assistance with registration and activation.
Mobile App
Once you are set up, access to Secure Checking benefits has never been easier! With the Secure Checking mobile app, you have immediate access to discounts and savings and even your credit report and credit alerts. Get it now! Search for Secure Checking mobile app and experience the convenience today.
Help Better Protect Your Identity
- Up to $10,000 Identity Theft Expense Reimbursement Coverage2 – for expenses associated with restoring your identity.
- Comprehensive Identity Theft Resolution Services – access to a dedicated fraud specialist assigned to manage your case until your identity is restored.
- Debit and Credit Card Registration**
- Credit File Monitoring** – daily credit file monitoring and automated alerts of key changes to your credit report.
- Credit Report and Score3** – access to credit report and credit scores.
- Identity Monitoring** – monitoring of over 1,000 databases.
- Cyber Recover – get 24/7 access to personal cyber advocates who can help defend against extortion, ransomware, online fraud, gaming security risks and more. These experts provide immediate support and guidance helping you navigate and mitigate the impact of cyber incidents. With Cyber Recover, feel secure knowing that professional help is always available to protect your online life.
Secure Checking helps protect you from unexpected losses
- Accidental Death & Dismemberment Insurance2 – receive up to $10,000 24 hour Accidental Death & Dismemberment Insurance. (Coverage devised equally on joint accounts and reduces by 50% at age 70.)
- Cell Phone Protection2 – receive up to $600 of replacement or repair costs if your cell phone is stolen or damaged, in the U.S. and abroad. $50 deductible applies. Up to two claims and maximum of $1,000 per eligible account, per twelve-month period. Covers up to four phones on a cell phone bill. (Cell Phone must be paid using Secure Checking.) Need to file a claim? Call 1.866.210.0361.
Save on health care
- Health Discount Savings** – enjoy savings on vision, prescriptions and dental services. This is NOT insurance.
- Telehealth4 – access to 24/7 video or phone visits with U.S. based board-certified, licensed and credentialed doctors ready to care for you and your family. There are zero copays and no surprise bills, plus discounts on prescriptions and lab work.
Save when you bank
- No minimum balance requirement
- Unlimited check writing
- Earns market rate of interest
- .10% interest rate premium on share certificates (terms of one year or more)
- .50% consumer loan discount (some restrictions apply)
- Free Cashier’s Checks5
- Free Visa Check Card – (Earn SuiteRewards)
- Free Access to Billings Federal ATMs
- Free (non-BFCU) ATM Transactions6
- Free Online Banking and Bill Pay
- Free Mobile Banking (data and other wireless charges may apply)
- Free 24-Hour Phone Banking
- Overdraft Protection Available7
*Some restrictions apply; $5.95 per month. **Registration/activation required. 1IdProtect benefits are available to personal checking owner, and their joins account(s) subject to terms and conditions for the applicable benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to business, clubs, trusts, organizations, and/or churches, and their members, or schools and their employees/students. For revocable grantor trusts, Benefits are available only when a grantor is serving as a trustee and covers the grantor trustees(s). For all other fiduciary accounts, Benefits are available to the beneficiary, who must be the primary member – (Fiduciary is not covered.) 2Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Insurance products are not insured by NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate. 3You will have access to your credit report and score provided your information has been verified by the CRA. Credit Score is a VantageScore 3.0 based on singe credit bureau data. Third parties my use a different type of credit score to assess your credit worthiness. 4Available for the account holder and their spouse/domestic partner and up to six (6) dependent children age two and older. This is not insurance. 5One free per month; $3 per cashier’s check thereafter. 6Three free per month, $1 thereafter. 7Subject to Terms and Conditions outlined in Account Agreement.