Secure Checking

Secure Checking* makes it simple to keep your family finances safer and take advantage of smart discounts on financial services and everyday purchases. And, you can simply your life with direct deposit of your paycheck and automatic transfers to make loan payments.

Registration and Activation of Secure Checking benefits is simple:

1) Go to and follow the simple step-by-step instructions to register and activate benefits, or

2) Call 1-866-210-0361.

You will need your Access Code in order to register and activate benefits with Secure Checking. Call 1-866-210-0361 for questions related to any of the benefits or for assistance with registration and activation.

Keep Yourself and Your Family Safe from Fraud and Loss

  • Identity Fraud Expense Reimbursement Coverage
  • Comprehensive Identity Theft Resolution Services
  • Debit and Credit Card Registration
  • 3-in-1 Credit File Monitoring
  • 3-in-1 Credit Report
  • Total Identity Monitoring

Secure Checking also protects you from unexpected losses

  • Accidental Death & Dismemberment Insurance
  • Cellular Telephone Protection

Save when you bank

  • No minimum balance requirement
  • Unlimited check writing
  • Earns market rate of interest
  • .10% interest rate premium on share certificates (terms of one year or more)
  • .25% consumer loan discount (some restrictions apply)
  • Free Cashier’s Checks**
  • Free Visa Check Card – (Earn SuiteRewards)
  • Free Access to Billings Federal ATMs
  • Free (non-BFCU) ATM Transactions***
  • Free Online Banking and Bill Pay
  • Free Mobile Banking
  • Free 24-Hour Phone Banking
  • Overdraft Protection Available****

Save when you play

  • Travel and Entertainment Discount Membership

Save on Healthcare

  • Health Discount Savings

*Some restrictions apply; $3.95 per month; see Secure Checking brochure for details. **One free per month; $2 per cashier’s check thereafter. ***Three free per month, $1 thereafter. ****Subject to approval.